International Health Insurance, Who Needs It?

The high mobility that a person has in his various affairs demands conditions that are constantly maintained. If you fall into the category of people who often travel abroad, then it feels important to understand more deeply about international health insurance and the benefits that can be obtained.

In fact, fundamentally, international health insurance provides benefits like domestic health insurance, as you may already have today. But this insurance has a wider service area, across countries and maybe even across continents.

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International Health Insurance and Domestic Health Insurance

If these two insurances are both health insurance, then what is the difference?

As the name implies, international health insurance will be able to provide benefits when you are abroad, in a country, city, or hospital network that has established cooperation with the insurance provider you use. So, a visit abroad does not need to be accompanied by fears of swelling expenses, if on the way you experience health problems in accordance with what is stated in the policy.

In domestic health insurance, the benefits received are similar, it's just that the main coverage provided for treatment, actions, and benefits according to the policy is only valid in the territory of Indonesia. While in the territory of Indonesia and in hospitals that have been registered as partners, then you don't need to worry about the medical costs and treatments incurred if you experience health problems.

So fundamentally, the difference lies in service coverage for the use of insurance benefits.

Are There Strong Reasons to Use International Health Insurance?

Well, practically if you have high mobility that covers countries outside Indonesia, then you already have all the necessary reasons to have this international health insurance.

Why?

Because health conditions must always be a priority. Whether on vacation or work, without a healthy body you will find many obstacles and distractions to enjoy and get your affairs done.

Not to mention the cost of treatment abroad that cannot be said to be affordable, which can increase the total cost of travel to a figure that is too large than initially estimated, it will certainly make the trip very disrupted.

Some strong reasons why you should use this insurance include the following.

• The risk of health problems can occur anywhere and anytime, so you need guaranteed coverage for treatment costs while abroad.
• The cost of treatment is not low while abroad, which can make the travel budget swell, which can obviously be reduced with this insurance benefit.
• Helps ensure a more comfortable trip because the health risks that exist can be minimized in terms of cost.
• Be calmer because all health costs can be covered according to the policy you have.
• The validity period of the policy can be determined by yourself so that it can be used as needed only.

Pretty reasonable, right?

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Look at the Advantages and Key Target Categories

AXA Insurance Indonesia then provides this type of insurance, under the name SmartMedicare International Insurance. Basically, this flagship product is an international health insurance made specifically to meet your needs for health coverage with access to a network of hospitals around the world.

Access to assistance services for this insurance product is provided for 24 hours full of health cost guarantees such as for hospitalization, daily care, outpatient, dental, childbirth, and other benefits in accordance with the conditions and benefits of the policy listed.

The advantage is clearly in the coverage area of the services provided, as well as the completeness of the coverage costs that you will enjoy as a safety net when traveling abroad. In addition, you can also easily include your spouse and children in this insurance, so that the benefits obtained can be maximized.

But who are the people who ideally have health insurance from AXA General Insurance? Is everyone in general?

What is clear, those of you who have high mobility and often visit disease-prone areas are the most ideal people to have this insurance. Risky international visits always expose you to obvious risks, so they can be addressed appropriately.

In addition, you or your family who have unstable health conditions should also use this SmartMedicare International Health Insurance, because thus you can minimize the risk of cost overruns due to health problems in the destination country.

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Of course, before buying any type of insurance, you must read all the terms and conditions provided to get clear information about various important points in the policy provided. The same applies to AXA Insurance Indonesia, and you will be assisted by the relevant officer for this matter.

Maximizing protection when traveling abroad in various matters you can do, one of which is by having reliable international health insurance as offered by AXA Insurance Indonesia. With SmartMedicare International Insurance, traveling abroad feels more comfortable and safer, because the risk of cost overruns can be reduced when health problems occur!

*Guarantees and benefits based on applicable terms and conditions.

Reference: 

• https://mypage.axa.co.id/smartmedicare/international/step1?utm_source=sem&utm_medium=text&utm_campaign=AON&utm_content=text&gclid=Cj0KCQiA7aSsBhCiARIsALFvovwGzKKwz5kVtFd3Y_GXtOg79T5PwHIM0bdlvLjwvvLT6PyWUZ7iCnIaApoLEALw_wcB
• https://mypage.axa.co.id/e-health/quote/step1
• https://lifepal.co.id/asuransi/kesehatan-axa-mandiri/