Laman ini menggunakan cookies untuk memastikan Anda mendapatkan pengalaman terbaik. Informasi lebih lanjut perihal informasi yang dikumpulkan dan digunakan silakan lihat Kebijakan Cookie dan Kebijakan Privasi
Ideally, having insurance should be mandatory for you, especially in a modern society where everyone has to deal with various risks every day. It does not eliminate the risks that arise, but at least you can reduce the adverse effects of these risks when they occur. The benefits of insurance are then very broad, depending on the type and policy purchased from the insurance provider.
Actually, each type of insurance provides different benefits, according to the type you want to use. However, in general, there are at least five benefits of insurance that can be felt by policyholders.
Any type of insurance will help the insured, you in this case, avoid the possible risk of financial loss when the insured object experiences unexpected events. This can provide a sense of calm because the financial risks experienced will be handled properly.
The greater the possibility of loss risk arising, the greater the premium that needs to be paid. But even though you need to spend a lot of money, you can still reduce the impact of any risks that may occur on these risks. Therefore, you must be careful when choosing the right insurance product so that the risks you have can be properly covered.
By having the right insurance, you can reduce the uncertain consequences of adverse circumstances that cannot be foreseen. The cost or financial consequences of this loss can be ascertained and measurable because of the insurance claim you have.
The existence of the right insurance product can be an instrument that can divert the risk of losses that arise due to unexpected events.
All risks that can be insured can be borne by the insurance provider, so that the life you have will be calmer when you have to deal with unpleasant things or bad risks that may occur and threaten financial stability.
In addition, you also have to understand in advance the types of insurance that exist today. Insurance product providers have also conducted in-depth research so that they can offer diverse products according to the needs of their users.
Also read: Becoming Financial Freedom at a Young Age, Here are Some Tips!
When viewed in general, at least there is quite a lot of insurance that is specific to each need. You can see and understand these types in general below.
Health insurance is one that is quite popular and common among the public. This insurance handles health problems and can provide protection on the financial side to bear the cost of treatment until recovery. Later, each health insurance product will specifically mention the disease included in the protection claim.
If you have a vehicle, insurance for the vehicle is also available. This insurance can provide protection for unwanted things, ranging from loss or damage due to various things. The benefits can clearly provide a sense of peace on the financial side if, at any time, this unwanted thing happens to the vehicle you have. One more thing: this insurance can also increase the selling price of the vehicle.
In this third type, there is business insurance. This type of protection is specifically for business owners. So, if at any time the business owner falls ill or experiences an event that causes his business to stop and he or she does not get business income, then business insurance will help provide protection.
Travel insurance can provide protection to policyholders while on the trip. Starting from bearing medical costs, loss of goods, loss of travel documents, or other forms of loss that may occur during the trip. Starting from protection during travel throughout Indonesia to the whole world.
As the name suggests, by having this insurance, you can provide guarantees when experiencing property losses, such as due to negligence, natural disasters that hit the property you have, or if your house is burglarized.
Also read: These Are the 5 Reasons Your Car Won't Start After a Long Holiday
Those were at least 5 general benefits of insurance and the types that you can get by having the right insurance. In terms of protection for the vehicle you love, you can use Smart Drive Insurance provided by PT Mandiri AXA General Insurance (MAGI). This insurance will help you provide protection for many things, such as strikes, abrasions, dents, loss of keys, theft, and other unwanted events while on the road. Make sure you have the right insurance product from a reliable insurance provider and face the future with confidence!
*Promo code applied for direct transaction through AXA Mandiri myPage up to 31st December 2023