Understanding All-Risk Vehicle Insurance: What Are the Benefits?

People nowadays consider owning a vehicle is a primary need. So, when you already have it, it is highly recommended to provide additional protection that will protect against from any unintended incidents, such as all-risk vehicle insurance.

What is All Risk Vehicle Insurance?

All risk vehicle insurance itself is a type of vehicle insurance that provides you with guaranteed protection from any of risk that can occur anytime and anywhere.

What are the types of Vehicle Insurance?

In general, vehicle insurance consists of two types, namely all-risk vehicle insurance (comprehensive) and total loss only (TLO).

What is the Difference between All Risk Vehicle Insurance and Total Loss Only Vehicle Insurance?

Total loss only vehicle insurance, it usually only provides a replacement guarantee if the car is damaged which reaches more than 75% of the value of the car and losses due to loss or damage to the vehicle.

All-risk vehicle insurance tends to have a higher premium compared to total loss only vehicle insurance, because all risk type insurance will provide protection for cars from both minor accidents and serious accidents.

Click here for All Risk Vehicle Insurance

Tips for Choosing All Risk Vehicle Insurance

Don't let you choose the wrong insurance product. Make sure to follow tips below when you want to buy all risk vehicle insurance:

• Determine the vehicle insurance according to your needs. If your car is new and traffic in your area is heavy, we suggest you choose all-risk vehicle insurance.
• Compare the benefits, premiums, and ease of claim from several insurance company options.
• Choose an insurance company that has credibility and trust.
• Pay attention to partner workshops and the quality of work.
• Make sure you know the complete requirements when you want to buy all-risk car insurance.

What is The Coverage All Risk Vehicle Insurance from MAGI?

There are many benefits that you can get by choosing all-risk vehicle insurance because of the extensive protection of comprehensive insurance.

To make it easier for you to choose vehicle insurance, PT Mandiri AXA General Insurance (MAGI) summarizes the benefits that you can get from all risk vehicle insurance:

• Compensation guarantee for car damage due to accidents, impacts, fires, lightning strikes, slipping, theft to other people's crimes.
• Guarantees for reimbursement of third-party legal liability costs.
• 24-hour towing facility from the risk of engine failure, tire problems to power failures.
• Expansion of benefits from the risk of natural disasters, damage, strikes, terrorism, riots to additional self-insurance for accidents..

How to Buy All-Risk Vehicle Insurance from MAGI

Insurance products can be purchased easily and quickly. You can even buy insurance with affordable premiums and 0% installments only at AXA Mandiri MyPage. Not only that, MAGI also provides many attractive promos. You can get a vehicle insurance discount of up to 25%!

MAGI provides protection for your car

How to Claim MAGI All Risk Car Insurance

An important value that must be noted when you buy an insurance product is the ease of filing a claim. You don't need to worry, currently MAGI has provided many conveniences through vehicle claim surveys with video surveys via WhatsApp at 0811-1500-733 with other required documents.

Valid for direct purchases at AXA Mandiri MyPage and the promo period is valid until 30 November 2022