To protect insureds while travelling abroad or within the country from the risks of death due to accident, medical expenses that due to illness, flight delay, baggage loss, as well as baggage delay.

To provide comprehensive or total loss protection to motor vehicle units (from risk of loss such as accident, robbery) and legal responsibilities to third party.

Additional coverages:

1. Natural disaster;
2. Personal accident of driver and passenger;
3. Risk of strike, riots and civil commotion;
4. Terrorism and sabotage.

Provides benefits as compensation for death, permanent disability, and cover medical expenses due to accidents.

1. Indonesian Standard Fire Insurance

To protect the property of the insureds from the risks of fire, lightning, explosion, airplane crash, and smoke (FLEXAS). Additional coverages:

1. Riots, strike, malicious damage and civil commotion (RSMDCC);
2. Flood, typhoon, storm and water damage (FTSWD);
3. Earthquake, volcanic eruption and tsunami (EQVET).

 

2. Property All Risk/Industrial All Risk Insurance

To insure properties of the insureds and business disruption/profit loss due to imemediate and unexpected events.

1. Money Insurance

To provide compensation or reimbursement to the Insured in terms of stolen money from place of businesses or his/her own home or while the money carried is by the Insured or appointed other person or assigned to or from Bank.

2. Burglary Insurance

To insure the loss or damage of a property due to a theft involving violence or destruction of a building or a place where the property is kept and insured.

3. Fraudulent Credit Card Insurance

To provide coverage to the Insured when the unauthorized of credit card transaction occurred due to the lost credit cards, including loss due to theft, cash withdrawal by extortion and accidental death.

4. Golf Insurance

To insure the loss or damage to golf equipment, the thirdparty liability and Hole in One celebration cost.

5. Pet Insurance

To provide the compensation for permanent disability due to accidents, death benefit due to accidents, medical costs due to accidents, rabies medication costs to the third parties, and additional costs for animal daycare as an impact of delays in the airplane arrival as scheduled.

6. Parametric Insurance

Insurance that does not give real compensation of loss yet the claim is paid after an incident occurs, whereas the incident relates to certain parameter or parameter index. Incident occurs are related to the weather.

7. Moveable All Risk Insurance

To insure properties of the insured due to unforseable and unexpected events.

8. Total Loss Insurance

To provide additional compensation due to total loss of the vehicle owned by the insured.

1. Public and Product Liability Insurance

To protect the insured that is legally responsible for paying certain claim or compensation due to body injuries, including death, and for loss or damage of property relating to the “business” or “product” owned by the Customers due to “incidents” taking place during “insurance period” within the “borders”.

2. Liability Insurance for Executives and Directors

To provide protection to the Directors and Executives that involve in legal cases of violation of duties of Directors and Executives relating to the duty implementation by the Directors and Executives.

3. Professional Liability Insurance

Insurance that provides protection to the insured from financial loss due to third parties’ claims following professional malpractices.

4. Workmen’s Compensation Insurance

Workmen’s Compensation Insurance provides protection with huge benefits from Jamsostek, which are scalable according to the Company’s ability to ensure ‘comfort’ to the workers.

1. Contractors All Risk Insurance

To insure civil engineering projects, such as hotel or shopping centre construction project, construction of flyover or toll road by contractor and/or sub contractor.

2. Erection All Risk Insurance

To insure machine installment projects, such as lift, escalator, industrial boiler, and the others.

3. Electronic Equipment Insurance

To insure financial risk of physical damage that occurs immediately and unexpectedly on electronic instruments, communication equipment, medical equipment, laboratory equipment, and the others.

4. Machinery Breakdown Insurance

To insure repairment or restoration costs of engine and other mechanical equipment (on operation) that suddenly fail to operate and are unexpectedly back to the condition before the mechanical failure occurs.

5. Contractor’s Plant and Machinery Insurance

To insure all construction and heavy equipment on Contractor Site, which are used by a contractor company in a project.

6. Civil Engineering Completed Risk

To insure structure of civil engineering works after the completion of construction of bridge, dam, and other structure, from risk potentially emerging due to engineering design and operational-related impacts.

7. Heavy Equipment Insurance

To insure heavy equipment (such as tractor, bulldozer, excavator or crane) against risks of accident, fire, burglary or theft.

8. Comprehensive Machinery Insurance

To insure or compesate material claims due to operation of property or the insured objects and operational disruption that occurs immediately or unexpectedly.

The main object of the Marine Hull Insurance is Hull and Machinery.

1. Marine Cargo Transportation

To protect the insured (such as exporting, importing, cargo delivery companies and buyers) from the risks of loss or damages during shipment using sea transportation.

2. Air Cargo Transportation

To protect the insured (such as delivery or receiving companies) from the financial risk due to loss or damage of cargo shipped to the other people/parties or shipped by other people/parties to the insured using air transportation, which occurs during transportation or shipment process.

3. Land Transportation

To protect the insured (such as delivery or receiving companies) from the financial risk due to loss or damage of cargo which occurs during shipment using land transportation, such as truck or train.